terms of service

Effective date: April 27, 2026

1. acceptance of terms

By accessing or using the percolatorpump protocol, website (percolatorpump.fun), or any associated services (collectively, the “Protocol”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, do not use the Protocol.

The Protocol is operated by the percolatorpump (“Foundation,” “we,” “us,” or “our”). We reserve the right to update these Terms at any time. Continued use of the Protocol after changes constitutes acceptance of the revised Terms.

2. eligibility

You must be at least 18 years of age and legally capable of entering into binding agreements in your jurisdiction to use the Protocol. You are solely responsible for ensuring that your use of the Protocol complies with all applicable laws and regulations in your jurisdiction.

The Protocol is not available to persons or entities located in, incorporated in, or residents of jurisdictions where the use of decentralized finance protocols, perpetual contracts, or cryptocurrency trading is prohibited or restricted by law.

3. nature of the protocol

percolatorpump is a decentralized, non-custodial protocol deployed on the Solana blockchain. The Protocol provides a user interface for interacting with on-chain smart contracts. All transactions are executed on-chain and are irreversible once confirmed.

The Foundation does not custody, control, or have access to your funds, tokens, or private keys at any time. You interact with the Protocol through your own self-custodial wallet. You are solely responsible for the security of your wallet and private keys.

The Protocol facilitates token launches on pump.fun (Phase 1) and leveraged perpetual trading using the Percolator engine (Phase 2). The Foundation does not act as a counterparty, broker, dealer, market maker, or financial intermediary in any transaction.

4. risks

Using the Protocol involves significant risks, including but not limited to:

  • –Loss of funds. Leveraged trading can result in the complete loss of your deposited collateral. Up to 10x leverage means losses are amplified.
  • –Memecoin volatility. The tokens traded on this Protocol are highly volatile. Prices can decline 50% or more within minutes. The Protocol is designed for this volatility profile, but this does not eliminate the risk of loss.
  • –Haircut risk. The Percolator engine uses a socialization mechanism (the h factor). When a market is stressed, profitable positions may receive reduced withdrawals. This is by design, not a bug.
  • –Smart contract risk. The Protocol relies on on-chain programs. While these programs have been tested and reviewed, no smart contract is guaranteed to be free of vulnerabilities.
  • –Oracle risk. Market prices are derived from DEX trading pool oracles. Oracle manipulation, staleness, or failure could result in incorrect pricing and potential losses.
  • –Blockchain risk. The Solana network may experience congestion, outages, or forks that affect transaction execution and settlement.
  • –Liquidity risk. Markets may have insufficient liquidity to exit positions at desired prices, particularly for newly listed tokens.
  • –Regulatory risk. The legal and regulatory status of decentralized finance protocols varies by jurisdiction and may change over time.

You acknowledge that you understand these risks and accept them voluntarily. The Foundation is not responsible for any losses incurred through your use of the Protocol.

5. no financial advice

Nothing on the Protocol, the website, or in any associated communications constitutes financial, investment, legal, or tax advice. The Foundation does not recommend any particular token, market, or trading strategy. All trading decisions are your own.

Past performance of any token or market is not indicative of future results. You should consult qualified professionals before making any financial decisions.

6. user conduct

You agree not to:

  • –Use the Protocol for any unlawful purpose or in violation of any applicable law or regulation.
  • –Attempt to exploit, manipulate, or interfere with the Protocol's smart contracts, oracles, or infrastructure.
  • –Engage in market manipulation, wash trading, or fraudulent activity.
  • –Use automated systems to place orders in a manner designed to degrade service for other users.
  • –Circumvent any access restrictions, geographic limitations, or eligibility requirements.

7. intellectual property

The percolatorpump name, logo, website design, and user interface are the property of the percolatorpump. The underlying Percolator engine is open-source software; its use is governed by its own license terms.

You may not reproduce, distribute, modify, or create derivative works of the Foundation's proprietary materials without prior written consent.

8. disclaimer of warranties

THE PROTOCOL IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR UNINTERRUPTED AVAILABILITY.

THE FOUNDATION DOES NOT WARRANT THAT THE PROTOCOL WILL BE ERROR-FREE, SECURE, OR AVAILABLE AT ALL TIMES. THE FOUNDATION DOES NOT WARRANT THE ACCURACY OR COMPLETENESS OF ANY INFORMATION PROVIDED THROUGH THE PROTOCOL.

9. limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE OVERLAY FOUNDATION, ITS AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AND CONTRIBUTORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR FUNDS ARISING OUT OF OR RELATED TO YOUR USE OF THE PROTOCOL.

THIS LIMITATION APPLIES WHETHER THE CLAIM IS BASED ON WARRANTY, CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT THE FOUNDATION HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

10. indemnification

You agree to indemnify, defend, and hold harmless percolatorpump and its affiliates from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising out of or related to your use of the Protocol, your violation of these Terms, or your violation of any rights of a third party.

11. third-party services

The Protocol integrates with third-party services including pump.fun, Solana blockchain validators, DEX protocols (Raydium, Meteora, PumpSwap), and wallet providers. The Foundation is not responsible for the availability, accuracy, or security of any third-party service. Your use of third-party services is governed by their respective terms.

12. termination

The Foundation reserves the right to restrict access to the website or user interface at any time, for any reason, without notice. The on-chain Protocol itself is permissionless and not subject to termination by the Foundation once deployed.

13. governing law

These Terms shall be governed by and construed in accordance with applicable law, without regard to conflict of law principles. Any disputes arising under these Terms shall be resolved through binding arbitration in accordance with the rules of a mutually agreed-upon arbitration body.

14. severability

If any provision of these Terms is found to be invalid or unenforceable, that provision shall be enforced to the maximum extent permissible, and the remaining provisions shall remain in full force and effect.

15. contact

For questions about these Terms, contact the percolatorpump through the channels listed on the website.